Use Life Insurance To Help Families Increase Their Personal Savings Plan – To Keep Our Country Great!

Dear Fellow Advisors; One of the most important things every life insurance agent can do today… to make and keep our country great. Is to help families find the money to spend, save, invest, insure, and plan wisely for the future – so they can increase their personal savings plan using life insurance. So they can Live Debt Free And Truly Wealthy!

We all know that to keep our family safe and secure, then we should set money aside for our future! We should have at least three months of living expenses socked away in a safe, risk-free savings account. (Six months is even better). And then we should increase our personal savings plan so we have the money we need for what we want in the future. And one of the best ways to increase personal savings is to use life insurance.

But, most people don’t, can’t, or won’t save their money. They are focused on just what they want today. And the heck with the future!

About half of the US families do not even have one month of personal savings to fall back on. They could not handle an emergency, such as replacing their lost income in a pandemic!

There are a lot of reasons for this. But the most obvious reason is that most people spend more than they earn. So there is nothing left for them to save when they get to the end of the month.

Maybe it is because they spend too much in the wrong places. Or they had unexpected expenses such as health problems. So now they just are drowning in debt.

Whatever their reason, they just do not have the money they need… to increase their personal savings plan!

The US Saving Rate

According to the U.S. Federal Reserve, in the 1960s and 70s, U.S. families saved about 10% of their income. But, that percentage fell steadily in the 80s and 90s! And it hit rock bottom at just below 1.4% just before the housing bubble collapsed in 2007-09. The recession that followed seemed to nudge families into better spending habits. And by 2012 the savings rate was back up to over 10%.

However, since 2012 personal savings rates have fallen steadily to 3%… which is about where they were before the last recession 2007-2009. So, most Americans were not saving what they needed to save. As of Dec 2025 – National savings rate is 3.5%

Do you want to help keep our country great? Do you want to help families to have a secure future? Then help families find the money to increase their personal savings plan!

Now, couple that with the fact that only 49% of Americans have life insurance. And about half of those who have insurance are underinsured!  And 40% of those who are insured, believe they need more life insurance. (according to LIMRA)

If most people don’t have enough life insurance or save enough… then using cash-value life insurance(Whole Life, Index Universal Life) as their primary tool to increase personal savings, makes a lot of sense!

What Agents Say About Using Life Insurance To Help Families Increase Their Personal Savings Pan – To Keep Our Country Great!

“I’ve been in the business about 8 years and have focused on Medicare and final expense. After attending an IPS Bootcamp and buying the Found Money Management™Toolkit I’ll admit I never really implemented Lew’s and Jeremy’s concepts into my practice. After about 2 years of reading and not acting, I finally made the click and utilized what they’ve been preaching all along. Sitting with a client that had about $70,000 in debt I was able to help them get out of debt in about 2 1/2 years instead of 12. At the same time I was able to help them set aside for retirement and wrote a $10,500 annual premium dividend paying life case. It’s amazing how much easier it is to write a case when you’re HELPING someone instead of selling! 

Secondly, after the initial click, I decided to send some review letters and beneficiary updates. A client I had thought I couldn’t do anything more with, received another inheritance and had about $120,000 in the bank. Out of sight out of mind. We’re now writing another $10,000 life case and her sister who received the same inheritance now wants to work with our group. 

Moral of the story don’t delay… don’t procrastinate… trust IPS, Lew and Jeremy. Their process works! I was stubborn to see it. They’ve changed my practice and opened up huge new opportunities that can build my practice for generations to come!” Ryan Biniak – IA, (8 Years in the business)

“Thanks for everything, I’ve written over $270,000 of life premiums in the past two months since attending the boot camp in December. ($190,000 in commissions) Freedom Equity Group has asked me to do a teleconference to explain how I’ve accomplished this dramatic increase in my business. I’ll be recommending your Found Money Management™ system and your boot camp to everyone on the call.” Randy Delph, RFC, LUTCF, FMM – IN (35 years in Sales)

“In the past three months, I’ve sold more life insurance premiums, than I did in the previous 8 years. I’ve placed 12 policies with annual premiums ranging from $800 – $30,000. Their systems and training work. Lew Nason has the marvelous ability to make the complicated, simple. Lew gives small practical tips that can only help to make your agency grow. What a mentor!” John Stewart, FMM – GA, Allstate Agency Owner (16 years in Sales)

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Do you want to help families to increase their personal savings plan to keep our country great? Then send a monthly newsletter to everyone that you know. So they will remember to call you when they need help… like right now! You should offer everyone your FREE booklet to help people to see you as the expert. So they will understand how you can help them!

Want To Help Keep Our Country Great? Then Help Families To Increase Their Personal Savings Plan Using Life Insurance!

Here is another way for you to help families find the money to increase their personal savings plan. (and you will only spend a dollar a day) Over the past few months, hundreds of our members each week watched our past recorded coaching webinars. They are FREE to the members of our Insurance Marketing and Sales Resource Center.

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