Selling Mortgage Life Insurance Versus Final Expense Insurance
3/20/2019… Several times a week we will get a call from an agent who wants to know… What is the best market to be in… Selling Mortgage Life Insurance or Selling Final Expense life Insurance?
Here is our answer! Both of these markets are hard! Because IMOs and FMOs are using those two markets to make a lot of money for them… and not the agent! So we do not recommend selling mortgage life insurance or selling final expense life insurance from those people that are selling leads. Or for any agent who wants to sell life insurance full-time. And anyone that wants to make a net income of more than $40,000 a year selling life insurance. Why!
The reason being, that selling Mortgage Life Insurance and Final Expense Life Insurance…
- Require you to purchase leads at $20-$50 per lead. This means if you need a minimum of 30 leads – for you to set the recommended 15 appointments per week… Then you will spend a minimum of $600 per week on your leads.
- Are using direct mail or the Internet to get their leads. Now, who do you think is more likely to respond to a sales letter or an ad? Is it going to be the people who are shopping for the best price? Or maybe it will be the people who know they need life insurance… Because they have a health problem. So these people will submit their information to multiple sources… To get the best deal. Accordingly, you will have multiple agents calling the same people. Which will make it hard for you to get an appointment.
- Have a problem getting enough leads in a local area. So most agents will have to travel all over their state… To see enough people. So, they are forced to travel and be away from their family, if they want to make more than an average income! Gas, meals, and hotels will cost you close to $600 per week!
- Attract the people who are at the lower end of the economic scale. Accordingly, your average commission per sale is about $600. So just to cover your leads and travel costs you will need to make at least two sales per week! (And that would be only breaking even!)
- Have a problem with low persistence. When you are dealing with the lower end of the economic scale… Then you will get a lot of lapses for buyer’s remorse, etc!
- Are selling by price. So if the agent who comes in after you has a lower price… Then they will replace your policy!
- Have a failure rate for new agents of over 90%.
So, why are we offering you our Mortgage Insurance Tool Kit?
Because our Mortgage Insurance Tool Kit is not like those lead programs!
Here is a quick overview…
- You will learn how you can find and attract the best mortgage prospects in your local community… For a fraction of the cost of buying leads.
- Because these prospects are in your local community… You will not have all of those travel expenses… Or be away from your family!
- Because these are your best mortgage prospects… You will find it is much easier for you to set appointments and close sales!
- You will be helping your families to find the money… So they can pay off their mortgage 10-15 years early. While protecting their family!
- So now your average case size will be over $2,000… Because you are using cash value life insurance… To pay off their mortgage!
- Now you will only need 5 new sales appointments per week… Instead of you needing 15 new sales appointments per week.
- In short, you will be working 30-40 hours per week, to make $20,000 per week. Instead of you working 50-60 hours, to make $5,000!
- We have a success rate of over 80%!
Which one of these mortgage life insurance selling systems makes the most sense to you?
Our Specialized Mortgage Life Insurance Marketing, Leads, And Selling System!
With 90 Days Of Personal Training, Coaching, And Sales Support!
Sell Mortgage Insurance...
The Easy Way!
Learn How You Can Find and Attract Your
Best Mortgage Insurance Prospects.
Then Learn How You Can Help Them FIND THE MONEY
to Pay-off Their Mortgage 10-15 Years Early...
While They Get The Life Insurance, They Need To Protect Their Family...
Without Them Spending Any Additional Money!
(Using IULs and Whole Life Insurance!)
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Our New Agents Fast Start Program™ (Mortgage Life insurance marketing and sales system) is about you helping homeowners to find the money to get all the cash value life insurance they need to protect their families. While you help them to pay off their mortgage 10-15 years early! (Using cash value life insurance!)
Check out our New Agents Fast Start Program™! Because you will get 90 days of personal insurance agent training, coaching, and mentoring… with back-office sales support! All from a team that has been training new agents and advisors for over 40 years to successfully sell mortgage protection life insurance. So they will earn $100k or more in their first year selling mortgage life insurance!
We will show you how to find your best mortgage life insurance leads/prospects. So you set great sales appointments. Then we will show you how to do a good fact-find. So you can help homeowners to identify and want to solve their problems. We will also show you how you can help homeowners to find the money so that they can take action right now to buy mortgage life insurance! Then we will show you the best ways for you to present your ideas to your clients to close 9 out of 10 sales. So that you will earn $100K or more in your first year selling mortgage life insurance!
Includes Our Fast Start Mortgage Insurance Sales Tool Kit™ (mortgage Life insurance marketing and sales success system),
With Our How To Close 9 Out Of 10 Insurance Sales – Life Insurance Sales Success Training Program And Videos,
With Membership to Our Private Site at $29.95 per month after the first month,
And 90 Days of Personal Insurance Agent Success Training, Coaching, and Back-office Sales Support Worth $2,097!
It is the simplest and best life insurance marketing and selling system and training for new insurance agents and advisors to help homeowners buy mortgage life insurance!
When will you get the system, coaching, and support you need to successfully sell mortgage life insurance?
When Will You Learn How To Help Families? So You Will Sell Lots Of Life Insurance Today!
Middle American Family’s Guide To: Living Debt Free And Truly Wealthy!
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We urge you to take the time to read our 20 Chapter book ‘Middle American Family’s Guide To Living Debt Free And Truly Wealthy!” Because we give you complete strategies, on how you can help middle-income families to find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help them to “Live Debt Free and Truly Wealthy!” As a result, by the end of the book, you will understand our philosophies, concepts, and techniques. And finally, you will know how you can make a real difference by helping your family, friends, clients, and neighbors get rid of their debt. So they can save for retirement… And so they will have a secure financial future! Only $18.97 – PDF, Immediate Download, ORDER Now!
Nothing Will Change Until You Make it Change. So It Is Up To You To Get The Mortgage Life Insurance Sales Systems And Training To Sell Mortgage Life Insurance!