The Road To Financial Security Starts Here… What Is Your Financial Plan?
Do you want to have financial security for yourself and your family now and when you retire? Well, it will not just happen. You have to decide that you want financial security. And that will depend on the decisions you make about what you spend, save, invest, and insure. You need to make financial security a priority. You need a financial plan to get you there.
The problem we all have is we tend to go through life and spend our money to satisfy our wants, without ever deciding if we really need it.
Obstacle To Financial Security – We Spend Money In The Wrong Places!
In the 1960s the average family size was 3.29 people. The average size of new homes built was just over 1200 square feet. Today, the average-sized family is only around 2.58 people. However, the average size new home built today is over 2,349 square feet. That is almost double the home size of the ’60s! If our families are smaller today, then why do we buy these huge homes? Do we really need a bigger home? Or is it that we ‘want’ a bigger home? Does a bigger home cost us a lot more? Do we need more furniture for our bigger home? Will we have to spend more of our hard-earned money on property taxes, utilities, and other household expenses? Is all of this added expense really necessary?
Who are we trying to impress, when we end up house poor?
Then for many of us, because both spouses work, there is no question that today we need two cars. But, do we really need two new cars… with two large car payments? And, do we need that luxury car?
How many TVs do we have in our home? How about VCRs, computers, radios, entertainment centers, etc.? Are they all really necessary? Is it any wonder why many of us do not have any money left at the end of the month to put into our savings?
The Biggest Obstacle To Financial Security!
Procrastination… Have you ever said; “We can’t afford to put any money away right now. As soon as we____, then we will start saving” The problem is that we always seem to have somewhere else to put our money.
There is never an ideal time to start saving money! You can always find a reason to put it off!
Procrastination is the primary cause of financial failure. And it will do more harm than if you receive the worst investment advice. Or you pick the worst investment vehicle. If you want to be on the road to financial security for you and your family, then you need to start right now to PAY YOURSELF FIRST. You need to set your financial priorities and have a plan.
The Actual Costs Of Procrastination!
Consider, if at age 20 you decide that you want to have $1,000,000 by age 65, then you need to save $113. 44 per week @ 5%. However, if you wait to age 50, then you would need to save $860 per week.
In case you think, I can do better in mutual funds. Even with a 10% return, at age 50 you would need to save $576 per week to have $1,000,000 at age 65.
But, some of you may think… I’m plenty young! I will just wait until next year. I will make more money then, so it will be easier for me to start. After all, what difference can one year make? It makes a big difference. Use the above example… if you wait until age 21 to begin to save, then you would have only $945,584 at age 65. The cost of procrastination is $54,436 less at age 65.
Benjamin Franklin said, “A penny saved is a penny earned.”
When you understand that a portion of all you earn is yours to keep… But Not To Spend… Then financial Security will not be far behind!
Does this sound too familiar?
Every month, we all sit down and pay our bills. We deposit our paychecks into our checking accounts, and then we pay the monthly bills. We pay the mortgage first. Then the car payments and other loans. Followed by the phone bill and utilities. We save the credit cards for last, and depending on how much we have left in the checking account will determine how much we will pay to each credit card company. By the time we are done, our checkbook balance is at or near zero.
We promised ourselves that we would save some money this month! But as usual, there is nothing left. In fact, we barely had enough to pay our bills.
There is a remedy to this all too common problem! You Must Pay Yourself First!
Before you pay any other bills, write a check to yourself for $50 or $100 or more… Before your checkbook runs out of money!
If you are concerned that you will run out of money, then consider don’t you always run out of money anyway? This way, you will run out of money after you have paid yourself. And isn’t that the point?
Summary – Set your priorities to plan to be financially secure!
We have a very serious problem in the United States that will affect all of us. In 1970, as a nation, we were among the best savers in the world… We saved over 13% of our incomes, annually. Today, as a nation, we are now considered to be among the poorest savers in the world. For the past few years, we have been saving about 7.5% of our income annually. What is going to happen when it comes time for this generation of poor savers to retire?
Who is going to foot the bills for them to survive? Will social security be there? How will this all affect our standard of living? And our ability to save for our retirement? What about the future of our children and grandchildren… And their retirement?
Learn how to set your financial priorities and plan to Pay Yourself First! Plan to have financial security for you and your family now and when you retire?
What John Had To Say About Our Insurance Training And Support!
Is it up to all of us to help people to set their financial priorities and make a plan? So they will be financial security now and when they retire.
When Will You Get The Personal Coaching And Sales Support You Need To Make $250K Or Much More Per Year Selling Life Insurance?
Our Trusted Advisor Success Program™ (Life insurance marketing and sales system) is about you learning to specialize in helping middle-income families find the money to Live Debt Free And Truly Wealthy! It is about you helping middle-income families to find the money to get all the cash-value life insurance they need to protect their families. While you help them find the money to save for a tax-free retirement, save for college, create a family bank, etc. (Using cash value life insurance and annuities!)
Check out our Trusted Advisor Success Program™! Because you will get 90 days of personal life insurance agent success training, coaching, and mentoring… with back-office sales support! All from a team of life insurance marketing and sales coaches that have been training agents and advisors for over 40 years to specialize in helping middle-income families to find the money… So you will earn $250k or more per year selling life insurance!
We will show you how to find and attract your best life insurance sales leads/prospects. So you will set great sales appointments. Then we will show you how to help middle-income families see and want to solve their immediate money problems. We will also show you how you can help middle-income families find the money so that they can buy life insurance right now!
Then we will show you the best ways for you to present your solutions to your clients and prospects to close 9 out of 10 life insurance sales. So that you will earn $250K, or more this year selling life insurance and annuities like the legends.
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When Will You Get The Best Life Insurance Marketing, Agent Success Training, Coaching, and Support You Need Specialize… To Find and Attract Your Best Life Insurance Prospects?
Inside our Trusted Advisor Success Program™, you will find all the best life insurance marketing plans, sales strategies, and ideas laid out for you! You will learn the best ways for you to use Joint Ventures; Educational Workshops and Seminars; Booklets and Free Reports; Referred Leads; Social Media; Client Newsletters; Annual Reviews; and more – with all the tools, scripts, and more. Now you can find and attract your best life insurance prospects, set your best sales appointments, and close more sales! Because your ‘specialized marketing message’ to everyone will be all about how you help middle-income families to find the money to “Live Debt Free and Truly Wealthy!”
You will also get the best life insurance marketing, agent sales success training, coaching, and support! It is everything you need to find the money to use all the HOT Sales Concepts… Wealth In Motion, Infinite Banking. Missed Fortune, Circle Of Wealth, Wealth Beyond Wall Street, Tax-Free Retirement, and more… Because they are part of our Trusted Advisor Success Program™. Now you can help middle-income families – not just the wealthy!
Includes Our Found Money Management™ Tool Kit (Life insurance marketing and sales success system),
With Our How To Close 9 Out Of 10 Insurance Sales – Life Insurance Sales Success Training Program And Videos,
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And 90 Days of Personal Insurance Agent Success Training, Coaching, and Back-office Sales Support Worth $2,097!
“I have bought just about every system under the sun, I consider myself a system junkie. You may think I am foolish but I have learned valuable lessons from each system I bought, although they seldom work as well as they say. I bought, Dean Cipriano’s, I bought Brian Kay’s College Planning, Larry Klein’s Annuity System, Annual Review Millions, and I am sure a few more. But the one that actually helped me double my income twice was the Found Money Management System from Lew Nason of the Insurance Pro Shop. The reason I feel this system worked so well is that it comes with coaching from Lew himself. He has been a wonderful mentor in this business.
Lew, I meant every word. I am still prospering from all that I learned from you and so are my clients. Thank You!!! Antonio Filippone, RFC, FMM – IL (19 years in the business)
When will you get the best training and sales support for insurance agents that you need to help your clients to plan to be financially secure to – Live Debt Free and Truly Wealthy?
When Will You Get Our Full-Length Book? So You Can Really Help Families To Plan For Financial Security?
We urge you to take the time to read our 20 Chapter book… ‘Middle American Family’s Guide To Living Debt Free And Truly Wealthy“! Because we give you the complete strategies, on how you can help middle-income families to ‘find the money to spend, save, invest, insure, and plan wisely for the future… So that you can help them to “Live Debt Free and Truly Wealthy”! By the end of the book, you will understand our philosophies, concepts, and techniques. And how you can make a real difference by helping your family, friends, clients, and neighbors to plan for a secure financial future!
Nothing Is Going To Change Until You Make It Change! When Will You Decide To Make It Change?