Help Your Clients To Want To Save Money For A Tax-free Retirement Using Life Insurance!

Help Your Clients To Want To Save Money For A Tax-free Retirement Using Life Insurance!

3/4/2022 – Here is a copy of the article that will appear in our April Client Newsletter we publish for agents. The idea is to help your clients to want to meet with you to discuss the money they will need to find to save for their retirement. While they get all the life insurance they need to protect their family!

How To Find The Money You Need To Save For Retirement?  

Do you want to fully retire someday? Have you ever sat down to figure out how much income you will need to retire comfortably? At what age, do you plan on retiring? What do you want to be able to do when you retire? It is never too early to plan and find the money to save for your retirement!

Let’s look at how you figure out how much money you will need to find to save for retirement… to retire comfortably.

Social Security income

Social Security (SS) is NOT designed to replace all your pre-retirement income. For example; Let’s assume you retire in 17 years at the age of 67. If your average income was $45,000, then SS would pay you about $15,248 per year ($1,271 per month) If you have a spouse then they can get SS based on their income, or 50% of your SS income of $7,624 ($635.50 per month). They can take the higher of the two incomes.

If we assume you and your spouse take SS based on your income of $45,000, then you would get a total of $22,873 from SS. About 50% of your pre-retirement income! Do you want to have the same income you had prior to your retirement, then you need an additional $22,127 of income.

Income From Qualified Plans, Investment, Etc. 

Have you been putting money into a 401k, IRA, etc? How much money do you need to have accumulated by age 67 to provide you with the $22,127 you need? Based on a 4% withdrawal rate you would need to have accumulated $553,175.

Another Quick Example: 

For example; Let’s assume you retire in 17 years at the age of 67. If your average income was $75,000, then SS would pay you about $21,713 per year ($1,809 per month) If you have a spouse then they can get SS based on their income, or 50% of your SS income of $10,856.50 ($904.50 per month). They can take the higher of the two incomes.

In this example, you would get a total of $32,569. About 43% of your pre-retirement income of $75,000! Do you want to have the same income you had prior to your retirement, then you need an additional $42,431 of income.

How much money do you need to have accumulated by age 67 to provide you with the $42,431 you need? Based on a 4%* withdrawal rate you would need to have accumulated $1,060,774!

Have you set your retirement plan goals? Do you know how much money will you need to find to save for retirement… to retire comfortably? Are you on time to reach your retirement goals? Do you want to make sure you get there? Would you like some help figuring out what you should do today to make sure you reach your retirement goals?

How much can I withdraw from my retirement plan without running out of money?

* The 4% rule states that you withdraw no more than 4% of your starting balance each year in retirement. However, the 4%* rule doesn’t guarantee you won’t run out of money, but it does help your portfolio withstand market downturns, by limiting how much is withdrawn.


Enjoy A Tax-Free Retirement Income

Once you’re retired is not the time to find out you have less income than you thought because of income tax impacts. Understanding the income tax treatment of certain retirement savings plans and adjusting your retirement savings accordingly, can help you avoid significant income tax impacts later.

Even though you have saved your money well, you will worry about the long-term income tax implications on your retirement income. Protecting your loved ones and assets is key to long-term financial stability and security. The right tax-efficient strategy using cash-value life insurance can help you control the impact of income taxes on your retirement saving.


How To Help Your Clients To Find The Money To Save For Retirement!

Trusted Advisor Success Program™

Trusted Advisor Success ProgramOur Trusted Advisor Success Program (Life insurance marketing and sales success training system)! This is about you learning to specialize in helping middle-income families find the money to Live Debt Free And Truly Wealthy! It is about you helping middle-income families to find the money to get all the cash-value life insurance they need to protect their families. While you help your clients find the money to save for a tax-free retirement, save for college, create a family bank, etc. (Using cash value life insurance and annuities!)

Check out our Trusted Advisor Success Program! Because you will get 90 days of personal life insurance agent success training, coaching, and mentoring… with back-office sales support! All from a team of life insurance marketing and sales coaches that have been training agents and advisors for over 40 years to specialize in helping middle-income families to find the money to save for a tax-free retirement. So you will earn $250k or more per year selling life insurance!

You will get the best agent marketing training to find and attract your best life insurance sales leads/prospects. So you will set great life insurance sales appointments.

Then you will get the best insurance agent sales training to show you how to help middle-income families see and want to solve their immediate money problems. We will also show you how you can help middle-income families find the money so that they can buy life insurance right now! And save their money for a tax-free retirement!

Then you will get the best agent sales training to learn the best ways for you to present your solutions to your clients and prospects… To close 9 out of 10 life insurance sales. So that you will earn $250K, or more this year selling life insurance and annuities like the legends.

It is the best-specialized life insurance marketing and sales success system, training, coaching, and support for agents and advisors to learn how to help middle-income families!

When Will You Get The Best Life Insurance Marketing, Agent Success Training, Coaching, and Support You Need Specialize… To Find and Attract Your Best Life Insurance Prospects?

Inside our Trusted Advisor Success Program, you will find all the best life insurance marketing plans, sales strategies, and ideas laid out for you! You will learn the best ways for you to use Joint Ventures; Educational Workshops and Seminars; Booklets and Free Reports; Referred Leads; Social Media; Client Newsletters; Annual Reviews;  and more – with all the tools, scripts, and more. Now you can find and attract your best life insurance prospects, set your best sales appointments, and close more sales! Because your ‘specialized marketing message’ to everyone will be all about how you help middle-income families to find the money to Live Debt Free and Truly Wealthy!

INCLUDES… The best life insurance marketing, agent sales success training, coaching, and support! It is everything you need to find the money to use all the HOT Sales Concepts… Wealth In Motion, Infinite Banking. Missed Fortune, Circle Of Wealth, Wealth Beyond Wall Street, Tax-Free Retirement, and more… Because they are part of our Trusted Advisor Success Program. Now you can help middle-income families find the money to save for retirement – not just the wealthy!

Includes… Our Found Money Management™ Tool Kit (Life insurance marketing and sales success training system),
Includes… Our How To Close 9 Out Of 10 Insurance Sales – Life Insurance Sales Success Training Program And Videos,
And Includes… Membership to Our Private Site at $29.95 per month after the first month,
Includes… 90 Days of Personal Insurance Agent Success Training, Coaching, and Back-office Sales Support Worth $2,097!

When Will You Decide To Help Your Clients To Find The Money To Save For Retirement?


When Will You Read Our Full-Length Book? So You Learn How To Really Help Your Clients To Find The Money To Save For Retirement!

Living Debt Free And Truly Wealthy

Middle American Family’s Guide To: Living Debt Free And Truly Wealthy!

We urge you to take the time to read our 20 Chapter book… ‘Middle American Family’s Guide To Living Debt Free And Truly Wealthy“! Because we give you complete strategies, on how you can help middle-income families to find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help them to “Live Debt Free and Truly Wealthy”! As a result, you will understand our philosophies, concepts, and techniques by the end of the book. And finally, you will know how you can make a real difference by helping your family, friends, clients, and neighbors get rid of their debt. So they can find the money they need to save for retirement. So that they will have a secure financial future! Book Outline – Get A Digital Copy of Our 20 Chapter Book! Only $18.97, Immediate Download, ORDER Now!


Nothing Will Change Until You Make it Change. So It Is Up To You To Help Your Clients To Find The Money To Save For Retirement!

Free Consult - Best Training For Helping 9 Out Of 10 Insurance Agents and Financial Advisors To Double And Triple Their Sales And Income In 60 Day Or Less!

Recommended By The Members Of The IARFC - Help Your Clients To Want To Save Money For A Tax-free Retirement Using Life Insurance!

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