Insurance Pro Shop - Weekly Marketing and Sales Tips - Seniors Need For Life Insurance In Retirement!

Do Most Seniors Need Life Insurance When They Retire?

10/19/2021… Do most seniors need life insurance when they retire? Can you sell life insurance to seniors? Many people believe, that as they get older they will not need life insurance. Because their kids will be gone! So, all they will need is term insurance while their children are living at home. Or while their children are in college!

But, most seniors do need at least some life insurance when they retire. While our relative need for life insurance may decrease as we get older! Our real need for life insurance may increase due to the effects of inflation. A person who earned $10,000 in the 1960s might have carried a $100,000 life insurance policy 10 times their annual salary. But that same person might retire today on $50,000 a year. Now that $100,000 policy is only twice their annual salary.

However, if no one depends on you for their support! And all of your expenses are covered when you die! Such as your funeral expenses. Or to pay on your mortgage until the house is sold! Then you may not need life insurance. However, there are many other reasons why seniors need life insurance!

Why Seniors Do Need Permanent Life Insurance

One of the main reasons why most seniors need life insurance is to maintain their lifestyle. Most seniors would like to maintain their lifestyle if their spouse dies. Accordingly, you will want to replace the loss of the spouse’s earned income or pension. And, when you will also need to replace the lost income from Social Security.

Then what about the money you may need for Final Expenses, Adjustment Costs, Pension Maximization, Paying Off Debts, Income Taxes, Estate Taxes, and more?

Remember, that a lot of seniors now live beyond age 80 when most term insurance stops. And there are now a lot of people living to age 100 and beyond!

The need for life insurance never goes away for most seniors. So, a lot of seniors do need permanent life insurance when they retire!

Do you want to sell life insurance to seniors? Then today many seniors, before and after retirement, will still have a mortgage on their homes. So calling seniors about helping them to get the insurance they need to pay off their mortgage… without them spending any additional money is something they will want to talk about. Especially if you can show them how to pay off their mortgage 10-15 years early.

Do You Want To Know All The Little Secrets, So You Can Sell More Life Insurance And Annuities To Seniors?

As a member, of our Insurance Marketing and Sales Resource Center you will gain immediate access (24/7) to the Greatest Collection of insurance marketing and sales strategies. Ever gathered in one place for agents and advisors? This includes all of the proven insurance marketing and sales tools… sales letters, prospecting scripts, sales presentations, questions, and so much more!  (monthly fee – less than $1 a daySo You Can Sell More Life Insurance And Annuities To Seniors?

You will also receive 3 Live Hour Coaching Webinars each month Live Group Coaching, Case Design Class, & Insurance Marketing & Sales Strategies Training… with immediate access to all of our Past Coaching Webinars! You will finally learn how to ask the right questions. So you can set the best sales appointments. And then how you can help families. So that you will grow your insurance sales right now!

An Easy Way For You To Get In Front Of Seniors, So You Can Sell More Life Insurance And Annuities!

New Agents Fast Start Program!

New Agent Fast Start ProgramOur New Agents Fast Start Program (Life insurance marketing and sales system) is about you helping homeowners to find the money to get all the cash value life insurance they need to protect their families. While you help them to pay off their mortgage 10-15 years early! (Using cash value life insurance!)

Check out our New Agents Fast Start Program™! Because you will get 90 days of personal insurance agent training, coaching, and mentoring… with back-office sales support! All from a team that has been training new agents and advisors for over 40 years to successfully sell mortgage protection insurance. So they will earn $100k or more in their first year selling mortgage insurance!

We will show you how to find your best mortgage insurance leads/prospects. So you set great sales appointments. Then we will show you how to do a good fact-find. So you can help homeowners to identify and want to solve their problems. We will also show you how you can help homeowners to find the money so that they can take action right now! Then we will show you the best ways for you to present your ideas to your clients to close 9 out of 10 sales. So that you will earn $100K or more in your first year selling life insurance and annuities!

It is the simplest and best life insurance marketing and sales system and training for new insurance agents and advisors to help homeowners buy insurance!

When Will You Learn How To Help Families? So You Will Sell Lots Of Annuities and Life Insurance Today Even to Seniors! 

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We urge you to take the time to read our 20 Chapter book ‘Middle American Family’s Guide To Living Debt Free And Truly Wealthy!” Because we give you the complete strategies, on how you can help middle-income families to find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help them to “Live Debt Free and Truly Wealthy!” As a result, by the end of the book, you will understand our philosophies, concepts, and techniques. And finally, you will know how you can make a real difference by helping your family, friends, clients, and neighbors get rid of their debt. So they can save for retirement… And so they will have a secure financial future! Only $18.97 – PDF, Immediate Download, ORDER Now!

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Recommended By The Members Of The IARFC - Seniors Need For Life Insurance In Retirement!