Achieving Financial Freedom Is About Setting Your Priorities
Achieving financial freedom does not just happen. It is a series of decisions we make about spending, saving, investing, insuring, and planning wisely for our future. It is about you establishing a clear set of financial priorities and then paying yourself first. Many of us unconsciously go through life satisfying our immediate wants… without deciding if we really need it.
Whether you are an Insurance Agent or Advisor looking for how you can really help your clients! Or you are a consumer that wants real help with your finances! Please consider the following:
Where Is All Of Your Money Going?
In the 1960s the average family size was 3.29 people. The average size new home being built was just over 1200 square feet. Today, the average-sized family is only around 2.58 people. However, the average size new home built today is over 2,349 square feet. That is almost double the home size of the ’60s! If our families are smaller today, then why do we buy these huge homes? Do we really need a bigger home? Or is it that we ‘want’ a bigger home? Does a bigger home cost us more? Do we need more furniture for a bigger home? Will we have to spend more of our hard-earned money on property taxes, utilities, and other household expenses? Is all of this added expense really necessary?
Who are we trying to impress, when we end up house poor?
For many of us, because both spouses work, there is no question that today we need two cars. But, do we really need two new cars… with two large car payments? And, do we need that gas-guzzling luxury car?
How many TVs do we have in our home? How about VCRs, computers, radios, entertainment centers, etc.? Are they all really necessary? Is it any wonder why many of us do not have any money left at the end of the month to put into savings?
Set your financial priorities to plan wisely for your future to achieve financial freedom!
The Biggest Obstacle To Us Achieving Financial Freedom
Procrastination… Have you ever said; “We can’t afford to put any money away right now. As soon as we____, then we will start saving” The problem is that we always seem to have somewhere else to put our money.
There is never an ideal time to start to save money! You can always find a reason to put it off!
Procrastination is the primary cause of financial failure. And it will do more harm than if you receive the worst investment advice. Or you pick the worst investment vehicle. If you want to be on the road to achieving financial freedom for yourself and your family, then you need to start right now to PAY YOURSELF FIRST. You need to set your financial priorities. And start planning for your future.
The Actual Costs Of Procrastination
Consider, if at age 20 you decide that you want to have $1,000,000 by age 65, then you need only save $113. 44 per week @ 5%. However, if you wait until age 50, then you would need to save $860 per week.
In case you are saying to yourself, I can do better by investing in mutual funds. Even with a 10% return, at age 50 you would need to save $576 per week to have $1,000,000 at age 65.
But, some of you may be thinking I’m plenty young, I will wait until next year. I will be making more money, and it will be easier for me to start. After all, what difference can one year make? It makes a big difference. Using the example above, waiting until age 21 to begin saving, you would have only $945,584 at age 65. The cost of procrastination is $54,436 less in savings at age 65.
Benjamin Franklin said, “A penny saved is a penny earned.”
When you understand that a portion of all you earn is yours to keep… But Not To Spend… Then achieving financial freedom will not be far behind!
Does this sound familiar?
Every month, we all sit down and pay our bills. We deposit our paychecks into our checking accounts, and then we pay the monthly bills. Generally, we pay the mortgage first… Then car payments and other loans… Followed by the phone bill and utilities. We save the credit cards for last, and depending on how much we have left in the checking account determines how much we will pay to each credit card company. By the time we are done, our checkbook balance is at or near zero.
We promised ourselves that we would save some money this month! But as usual, there is nothing left. In fact, we barely had enough to pay the bills themselves.
There is a remedy to this all too common problem! You Must Pay Yourself First!
Before you pay any other bills, write a check to yourself for $50 or $100 or more… Before your checkbook runs out of money.
If you are concerned that you will run out of money, then consider don’t you always run out of money anyway? This way, you will run out of money after you have paid yourself first. And isn’t that the point?
Summary… Set your financial priorities to achieve financial freedom!
We have a very serious problem in the United States that will affect all of us. In 1975, as a nation, we were among the best savers in the world… We saved over 9% of our incomes, annually. Today, as a nation, we are now considered to be among the poorest savers in the world. For the past few years, we have been saving a ‘negative 1%’ of our income annually. What is going to happen when it comes time for this generation of poor savers to retire?
Who is going to foot the bills for them to survive? Will social security be there? How will this all affect our standard of living? And our ability to save for our retirement? What about the future of our children and grandchildren… And their retirement?
Learn how to set your financial priorities… And you will achieve financial freedom for yourself and your family. Then it is about you helping people find the money to pay themselves first… So they can plan wisely for their future to achieve financial freedom.
Our Trusted Advisor Success Program™ is about you learning to help middle-income families to find the money to Live Debt Free And Truly Wealthy! It is about helping middle-income families to get all the cash-value life insurance they need to protect their families. While you help them to save for a tax-free retirement, save for college, create a family bank, etc. to achieve financial freedom! (Using cash value life insurance and annuities!)
Check out our Trusted Advisor Success Program™! Because you will get 90 days of personal insurance agent training, coaching, and mentoring… with back-office sales support! All from a team that has been training agents and advisors for over 40 years to help middle-income families to pay themselves first… to achieve financial freedom. So you will earn $250k or more per year selling life insurance!
We will show you how to find your best life insurance and annuity leads/prospects. So you will set great sales appointments. Then we will show you how to help middle-income families see and want to set better financial priorities to solve their money problems. We will also show you how you can help middle-income families to find the money so that they can take action right now! Then we will show you the best ways for you to present your solutions to your clients and prospects to close 9 out of 10 sales. So that you will earn $250K, or more this year selling life insurance and annuities like the legends.
It is the best life insurance marketing and sales system and training for insurance agents and advisors to learn how to help middle-income families pay themselves first to achieve financial freedom!
When Will You Get The Best Agent Marketing Tips, Tools, Training, and Coaching You Need To Help Middle-income Families… To Want Your Help?
Inside our Trusted Advisor Success Program™, you will find all the best marketing plans, strategies, and ideas laid out for you! You will learn the best ways for you to use Joint Ventures; Educational Workshops and Seminars; Booklets and Free Reports; Referred Leads; Social Media; Client Newsletters; Annual Reviews; and more – with all the tools, scripts, and more. Now you can find your best prospects and set your best sales appointments! Because your ‘special marketing message’ to everyone will be all about how you help middle-income families to find the money to “Live Debt Free and Truly Wealthy!”
You will also get the best marketing, sales training, and support to use all the HOT Sales Concepts… Wealth In Motion, Infinite Banking. Missed Fortune, Circle Of Wealth, Wealth Beyond Wall Street, Tax-Free Retirement, and more… Because they are part of our Trusted Advisor Success Program™. Now you can help middle-income families – not just the wealthy!
When will you get the best training for insurance agents… along with the sales support that you need to help your clients to Achieve Financial Freedom?
When Will You Read Our Full-Length Book? So You Learn How To Help Families To Pay Themselves First To Plan For A Secure Financial Future?
We urge you to take the time to read our 20 Chapter book… ‘Middle American Family’s Guide To Living Debt Free And Truly Wealthy!” Because we give you the complete strategies, on how you can help middle-income families to find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help them to “Live Debt Free and Truly Wealthy!” As a result, you will understand our philosophies, concepts, and techniques by the end of the book. And finally, you will know how you can make a real difference by helping your family, friends, clients, and neighbors get rid of their debt. So they can save for retirement. So that they will have a secure financial future! Book Outline – Get A Digital Copy of Our 20 Chapter Book! Only $18.97, Immediate Download, ORDER Now!
Nothing Will Change Until You Make it Change. Learn How To Help People To Set Better Financial Priorities To Make It Change!