3 Myths About Selling Life Insurance! Why Young And Older Families Need Life Insurance!

IPS Success Tips

There are 3 Myths About Life Insurance that often prevent young and older families from getting all the life insurance they need to protect their families.

3 Myths About The Need For Life Insurance That May Leave Your Family Unprotected!

When you are just starting out in life, it often seems that a dollar never stretches far enough. And then comes the new commitments. Such as buying your first home and having children! And now you have the responsibility to make sure your loved ones will be financially provided for. No matter what life may bring.

If you die unexpectedly, then you need life insurance to make sure your loved ones can; maintain their standard of living; stay in your home; and send your kids to the same schools. So they keep their plans for the future on track. It also gives the grieving spouse or partner time to make decisions! Or in some cases to find work outside the home, without worrying about finances.

Myth About Life Insurance #1… 

I will only need life insurance if I am the primary breadwinner in my family. Whether you bring home the largest paycheck in your household, or a smaller one… your family relies on your income to maintain its quality of life.  So it would be sorely missed if something were to happen to you. But, even if you do not work outside of the home, life insurance is a smart choice. Stay-at-home parents perform valuable services such as childcare, cooking, housecleaning, etc. Which can be costly to replace for a surviving spouse or partner. This means you need life insurance!

Myth About Life Insurance #2… 

If I buy term life insurance today and then find that I still need protection when the term ends… I can always renew the policy. Term policies are quite popular with many young families and for good reason. They typically offer the greatest coverage for the lowest cost. Term insurance provides protection for a specific period of time (the “term”). This can be ideal for people who feel they have financial needs to cover that will disappear over time! Such as a mortgage or a child’s education.

However, many families realize that after the kids are grown and the mortgage is paid off, they still need life insurance. Because it can provide income for a surviving spouse, eliminate debts, pay taxes, etc. However, because life insurance premiums increase with age, renewing your policy when the term expires can be very expensive. Moreover, poor health may make renewal impossible.

Myth About Life Insurance #3… 

I will only need term life insurance. Term life insurance makes sense for many young families because their need for coverage is great. While their budgets are often limited. But that doesn’t mean it is the only type of life insurance you need to consider.

The problem is the need for life insurance will increase over the years as your income increases, you buy a new home, etc. Even when you retire you will need life insurance to replace pension and social security income when a spouse dies. So part of the life insurance you need is a permanent need! And term insurance is unaffordable at older ages.


Do not fall for those 3 Myths About Life Insurance. Permanent life insurance policies provide a death benefit as well as other unique features. Such as lifelong protection and the ability to accumulate cash values on a tax-deferred basis. Which are similar to assets in most retirement-savings plans. You can access the cash values for important uses like a child’s education or a business opportunity!

If any of this sounds daunting, just know that it does not have to be. You can start by giving us a quick call to see if you need life insurance – At no cost. We will help you figure out how much life insurance you may need. Then also find a policy that fits into your budget.

Trusted Advisor Success Program™

Trusted Advisor Success ProgramOur Trusted Advisor Success Program is about you learning to specialize in helping middle-income families find the money to Live Debt Free And Truly Wealthy! It is about helping middle-income families to get all the cash-value life insurance they need to protect their families. While you help them to save for a tax-free retirement, save for college, create a family bank, etc. (Using cash value life insurance and annuities!)

Check out our Trusted Advisor Success Program! Because you will get 90 days of personal insurance agent training, coaching, and mentoring… with back-office sales support! All from a team that has been training agents and advisors for over 40 years to specialize in helping middle-income families So you will earn $250k or more per year selling life insurance!

We will show you how to find and attract your best life insurance and annuity leads/prospects. So you will set great sales appointments. Then we will show you how to help middle-income families see and want to solve their immediate money problems. We will also show you how you can help middle-income families find the money so that they can take action right now! Then we will show you the best ways for you to present your solutions to your clients and prospects to close 9 out of 10 insurance sales. So that you will earn $250K, or more this year selling life insurance and annuities like the legends.

It is the best-specialized life insurance marketing and sales system and training for insurance agents and advisors to learn how to help middle-income families!

When Will You Get The Best Advanced Marketing Tips, Tools, Training, and Coaching You Need Specialize… To Find and Attract Your Best Insurance Prospects?

Inside our Trusted Advisor Success Program, you will find all the best marketing plans, strategies, and ideas laid out for you! You will learn the best ways for you to use Joint Ventures; Educational Workshops and Seminars; Booklets and Free Reports; Referred Leads; Social Media; Client Newsletters; Annual Reviews;  and more – with all the tools, scripts, and more. Now you can find and attract your best insurance prospects and set your best sales appointments! Because your ‘specialized marketing message’ to everyone will be all about how you help middle-income families to find the money to Live Debt Free and Truly Wealthy!

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When Will You Read Our Full-Length Book? So You Learn How To Really Help Families!

Living Debt Free And Truly Wealthy

Middle American Family’s Guide To: Living Debt-Free And Truly Wealthy!

We urge you to take the time to read our 20 Chapter book… ‘Middle American Family’s Guide To Living Debt Free And Truly Wealthy!” Because we give you complete strategies, on how you can help middle-income families to find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help them to “Live Debt Free and Truly Wealthy!” As a result, you will understand our philosophies, concepts, and techniques by the end of the book. And finally, you will know how you can make a real difference by helping your family, friends, clients, and neighbors get rid of their debt. So they can save for retirement. So that they will have a secure financial future! Book Outline – Get A Digital Copy of Our 20 Chapter Book! Only $18.97, Immediate Download, ORDER Now!

Nothing Will Change Until You Make it Change. So It Is Up To You To Over These Myths About Life Insurance To Make It Change!

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