Are You Doing Everything You Can To Help Your Families? Or Will You Be Replaced By Direct Sales!

Are You Doing Everything You Can To Help Your Families? Will Insurance Agents Be Replaced

4/1/2022 – Are you doing everything you can to help families? Or, are you just selling a product? Have you noticed there are more and more companies selling the same products direct to consumers? The article below states that “29% of households bought policies directly from an insurer in 2016. That number is probably higher today.”  How many insurance agents will be replaced this year by direct sales? Will you be one of the insurance who is replaced?  Then you need to learn to do more than just sell your products. You need to learn how to help families with their finances. Helping families is something that can’t be done well with call centers and technology.

Learn To Help Families

Are you an insurance agent that just sells a product? Then eventually you will be one of the insurance agents replaced by call centers and technology! Here is part of an article to help you prepare for the future…

The Likelihood That Agents Become Obsolete (Will Insurance Agents Be Replaced) By Jason Rogers 06/03/2021

Technology as an Insurance Agent Threat

Insurance agents are vulnerable because computers already handle much of their sales work. Machines quote insurance rates, fill out applications, assess risks and educate consumers. Agent jobs are also threatened because technology has automated back-office functions that they used to help insurers perform. For instance, claims handling has become increasingly automated, reducing the role agents play.

In short, machines are taking over agents’ administrative work. They are supplanting their sales functions in certain markets. Agents are not needed any longer? The question becomes more potent regarding expense reduction. Consumers save money by not working with agents, and so do insurers. The perfect storm of smaller agent roles and mounting cost pressures may not bode well for producer longevity.

Another Threat To Insurance Agents!

Direct-to-consumer (DTC) insurance sales are another threat. LIMRA’s U.S. Life Insurance Ownership Trends report discovered that 29% of households had bought policies directly from an insurer in 2016. That number is probably higher today. “There are many factors that contribute to the increase in direct purchasing,” says Jim Scanlon, LIMRA Insurance Research. “But the overriding cause is the evolution of technology. Direct marketing through mail, phone, radio, and television each acquired a share of the market when they were introduced. Now, powerful online marketing capabilities are taking a share, so the (DTC) effect is cumulative. As consumers become more comfortable with technology. We can expect to see that market share grow.” Then more and more insurance agents will be replaced!

Last year another LIMRA study found that the life insurance premium fell by 5%, largely because of the pandemic. Yet the policy count increased by 2% partly due to DTC sales. “Direct-to-consumer whole life significantly increased new whole life policy sales…,” said Elaine Tumicki, LIMRA Insurance Research. “Whole life policies sold directly from the manufacturer surged 32% compared with prior-year results, (while) declines in affiliated distribution channel sales dampened growth…”

Do Everything You Can To Help Your Families!

Let’s face facts! The more you help families. Then the more valuable your services will become. There are too many families out there living from paycheck to paycheck. They need your help! You can make a real difference in their lives! But only if you decide to get the training and support you need to help families!

Trusted Advisor Success ProgramOur Trusted Advisor Success Program is about you learning to specialize in helping middle-income families find the money to Live Debt Free And Truly Wealthy! It is about helping middle-income families to get all the cash-value life insurance they need to protect their families. While you help families to save for a tax-free retirement, save for college, create a family bank, etc. (Using cash value life insurance and annuities!)

Check out our Trusted Advisor Success Program! Because you will get 90 days of personal insurance agent training, coaching, and mentoring… with back-office sales support! All from a team that has been training agents and advisors for over 40 years to specialize in helping middle-income families So you will earn $250k or more per year selling life insurance!

We will show you how to find and attract your best life insurance and annuity leads/prospects. So you will set great sales appointments. Then we will show you how to help middle-income families see and want to solve their immediate money problems. We will also show you how you can help middle-income families find the money so that they can take action right now! Then we will show you the best ways for you to present your solutions to your clients and prospects to close 9 out of 10 insurance sales. So that you will earn $250K, or more this year selling life insurance and annuities like the legends.

It is the best-specialized life insurance marketing and sales system and training for insurance agents and advisors to learn how to help middle-income families!

When Will You Get The Best Advanced Marketing Tips, Tools, Training, and Coaching You Need Specialize… To Find and Attract Your Best Insurance Prospects?

Inside our Trusted Advisor Success Program, you will find all the best marketing plans, strategies, and ideas laid out for you! You will learn the best ways for you to use Joint Ventures; Educational Workshops and Seminars; Booklets and Free Reports; Referred Leads; Social Media; Client Newsletters; Annual Reviews;  and more – with all the tools, scripts, and more. Now you can find and attract your best insurance prospects and set your best sales appointments! Because your ‘specialized marketing message’ to everyone will be all about how you help middle-income families to find the money to Live Debt Free and Truly Wealthy!

You will also get the best insurance marketing, sales training, and support you need to use all the HOT Sales Concepts… Wealth In Motion, Infinite Banking. Missed Fortune, Circle Of Wealth, Wealth Beyond Wall Street, Tax-Free Retirement, and more… Because they are part of our Trusted Advisor Success Program. Now you can help middle-income families – not just the wealthy!

Includes Our Found Money Management™ Tool Kit (Life insurance marketing and sales system),
With Our How To Close 9 Out Of 10 Insurance Sales – Sales Training System And Videos,
With Membership to Our Private Site at $29.95 per month after the first month,
And 90 Days of Personal Agent Training, Coaching, Mentoring, and Back-end Sales Support Worth $2,097!

Steve Patterson, RVP at Cherry Financial Partners, Ltd. - NC,  (47 years in the business)“Lew, I have been in the insurance and securities industry since 1965. I was a stock/broker and Life Insurance and Annuity Coordinator for E. F. Hutton for the state of North Carolina in1978. In 1981, I was president of FSC Agency (a large broker dealer in Atlanta). From 1982 to 1987, I was president and founder of Pilot Financial Services, a FINRA broker dealer. I have attended sales training for dozens of large insurance companies. You offer the best client presentation, and marketing and lead generation strategies I have ever seen. Sincerely, Your friend Steve Patterson.” Steve PattersonRVP at Cherry Financial Partners, Ltd. – NC,  (47 years in the business)

When Will You Learn How To Help Families? So You Will Not Be One Of the Insurance Agents Who Are Replaced!


When Will You Read Our Full-Length Book? So You Learn How To Help Families?

Living Debt Free And Truly Wealthy

Middle American Family’s Guide To Living Debt-Free And Truly Wealthy!

We urge you to take the time to read our 20 Chapter book… ‘Middle American Family’s Guide To Living Debt Free And Truly Wealthy!” Because we give you complete strategies, on how you can help middle-income families to find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help them to “Live Debt Free and Truly Wealthy”! As a result, you will understand our philosophies, concepts, and techniques by the end of the book. And finally, you will know how you can make a real difference by helping your family, friends, clients, and neighbors get rid of their debt. So they can save for retirement. So that they will have a secure financial future! Book Outline – Get A Digital Copy of Our 20 Chapter Book! Only $18.97, Immediate Download, ORDER Now!


Nothing Will Change Until You Make it Change. So It Is Up To You To Learn How To Help Families, So You Will Not Be One Of the Insurance Agents Who Are Replaced!

Free Consult - Best Training For Helping 9 Out Of 10 Insurance Agents and Financial Advisors To Double And Triple Their Sales And Income In 60 Day Or Less!

Recommended By The Members Of The IARFC - Are You Doing Everything You Can To Help Your Families? Will Insurance Agents Be Replaced

Leave a Reply

Your email address will not be published. Required fields are marked *

*

This site uses Akismet to reduce spam. Learn how your comment data is processed.