Top Causes Of Lawsuits Against Insurance Agents!

IPS Weekly Sales Success Tips - Get The Insurance Sales Training And Support You Need To Prevent Agent Lawsuits!

Have you noticed how many new forms you need to fill out when you sell life insurance and annuities? The main reason for all of the new forms is to keep companies, agents, and advisors from being sued by their clients. It is to prevent insurance agent lawsuits! Are you getting the insurance sales training and support you need to make sure you don’t end up in an agent lawsuit?

In my 27 years in this business, I have seen a lot of unethical practices and silly mistakes by agents. Some agents were just unethical and did whatever they wanted to make money. Others were doing what they felt they needed to do to put food on the table. Others just made silly mistakes, because they never received the insurance agent sales training and support they needed.

Here are some stupid/silly mistakes that were made…

  • Cashing out an Annuity contract rather than 1035 exchanging the values, costing the clients thousands of dollars in TAXES.  (Suggested by the IMO)
  • Not telling the company that the client flies planes every now and then. The client dies a year later in a car accident. The claim is denied.

Top causes of lawsuit claims for life insurance agents:

  • Failure to provide the right insurance (13% of claims). Bait and Switch, Wrong replacement, etc
  • Failure to explain the coverage effectively (11%). Misrepresentation of benefits! Selling the wrong products.
  • Making an administrative error (11%). Failure to disclose client information, so a claim is denied. Wrong beneficiary, etc.
  • Failure to make a requested policy change correctly (9%).
  • Calculating a premium incorrectly (6%). The policy was sold at a minimum premium so the client needs to pay more in later years!

As a life Insurance agent, the key to preventing lawsuits is education, focus, and follow-through. 

  • Uncover the client’s needs and make the best product recommendations to fulfill those needs.
  • Educate your clients about their insurance options and benefits.
  • Make sure your clients understand the insurance policies they’ve purchased.
  • Adhere to fact-based sales practices and comply with all industry regulations.
  • Avoid making promises to clients you can’t keep.
  • Execute all client service requests promptly and accurately.
  • Establish goodwill with all your clients and work hard to maintain good relationships with everyone you deal with.

Getting the best insurance sales training and support to excel at the basics of selling and servicing your clients will almost always prevent agent lawsuits.

Whether you are an agent or advisor…

Are you helping your clients to get all the life insurance they need to protect their families?

When you sell investments, should you put all of their money at risk in the market?

Should you replace a whole life policy with IUL just to make a commission?

Are you helping people to save money for retirement, college education, or buying a home?

Are you a trusted advisor helping families to prepare for the future? Or are you just selling investments or one product?

Are you getting all the insurance agent sales training and support you need to help your clients get what they need and want for themselves and their families? So you will prevent an insurance agent lawsuit?

How To Get The Insurance Agent Sales Training And Support You Need To Prevent A Lawsuit!

Closing more and larger insurance sales is a lot easy… when you get 90 days of personal agent training and sales support! From people who have been coaching agents and advisors for over 40 years.

Trusted Advisor Success ProgramOur Trusted Advisor Success Program (Life insurance marketing and sales success training system and support for agents)! This is about you learning to specialize in helping middle-income families find the money to Live Debt Free And Truly Wealthy! It is about you helping middle-income families to find the money to get all the cash-value life insurance they need to protect their families. While you help them find the money to save for a tax-free retirement, save for college, create a family bank, etc. (Using cash value life insurance and annuities!)

Check out our Trusted Advisor Success Program! Because you will get 90 days of personal life insurance agent success training, coaching, and mentoring… with back-office sales support! All from a team of life insurance marketing and sales coaches that have been training and supporting agents and advisors for over 40 years to specialize in helping middle-income families to find the money So you will earn $250k or more per year selling life insurance!

You will get the best agent marketing training and support to find and attract your best life insurance sales leads/prospects. So you will set great insurance sales appointments.

Then you will get the best insurance agent sales training and support to show you how to help middle-income families see and want to solve their immediate money problems. We will also show you how you can help middle-income families find the money so that they can buy life insurance right now!

Then you will get the best insurance agent sales training and support to learn the best ways for you to present your solutions to your clients and prospects… To close 9 out of 10 life insurance sales. So that you will earn $250K, or more this year selling life insurance and annuities like the legends.

It is the best-specialized life insurance marketing and sales success system, training, coaching, and support for agents and advisors to learn how to help middle-income families!

When Will You Get The Best Life Insurance Marketing, Agent Training, Coaching, and Sales Support You Need… To Find and Attract Your Best Life Insurance Prospects?

Inside our Trusted Advisor Success Program, you will find all the best life insurance marketing plans, sales strategies, ideas, agent training, and support laid out for you! You will learn the best ways for you to use Joint Ventures; Educational Workshops and Seminars; Booklets and Free Reports; Referred Leads; Social Media; Client Newsletters; Annual Reviews;  and more – with all the tools, scripts, and more. Now you can find and attract your best life insurance prospects, set your best sales appointments, and close more sales! Because your ‘specialized marketing message’ to everyone will be all about how you help middle-income families to find the money to Live Debt Free and Truly Wealthy!

INCLUDES… The best life insurance marketing, agent sales success training, coaching, and support! It is everything you need to find the money to use all the HOT Sales Concepts… Wealth In Motion, Infinite Banking. Missed Fortune, Circle Of Wealth, Wealth Beyond Wall Street, Tax-Free Retirement, and more… Because they are part of our Trusted Advisor Success Program. Now you can help middle-income families – not just the wealthy!

Includes… Our Found Money Management™ Tool Kit (Life insurance marketing and sales success training system and support for agents,
Includes… Our How To Close 9 Out Of 10 Insurance Sales – Life Insurance Sales Success Agent Training Program And Videos,
And Includes… Membership to Our Private Site at $29.95 per month after the first month,
Includes… 90 Days of Personal Insurance Agent Success Training, Coaching, and Back-office Sales Support Worth $2,097!

When Will You Decide To Get The Best Insurance Agent Sales Training And Support You Need To Help Families?


When Will You Read Our Full-Length Book? So You Learn How To Really Help Families?

Living Debt Free And Truly Wealthy

Middle American Family’s Guide To Living Debt-Free And Truly Wealthy!

We urge you to take the time to read our 20 Chapter book… ‘Middle American Family’s Guide To Living Debt Free And Truly Wealthy!” Because we give you complete strategies, on how you can help middle-income families to find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help them to “Live Debt Free and Truly Wealthy!” As a result, you will understand our philosophies, concepts, and techniques by the end of the book. And finally, you will know how you can make a real difference by helping your family, friends, clients, and neighbors get rid of their debt. So they can save for retirement. So that they will have a secure financial future! Book Outline – Get A Digital Copy of Our 20 Chapter Book! Only $18.97, Immediate Download, ORDER Now!


Nothing Will Change Until You Make it Change. Get The Insurance Agent Sales Training And Support You Need To Prevent A Lawsuit! To Make It Change!

Get The Agent Training And Support You Need To Close More And Larger Insurance Sales!

What Training Is Most Important To Your Success Selling Life Insurance?

Free Consult - Best Training For Helping 9 Out Of 10 Insurance Agents and Financial Advisors To Double And Triple Their Sales And Income In 60 Day Or Less!

Recommended By The Members Of The IARFC - Get The Insurance Sales Training And Support You Need To Prevent Agent Lawsuits!

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