What Is The Best Life Insurance Policy Out There?
06/09/2020… Dear Fellow Advisors; Just about every week we will have agents that will ask us… What are the best companies to work with? Who has the best life insurance policy? (Note: They should be asking – who has the best agent training and support to help clients?)
There are a lot of people that will tell you they have the very best life insurance policy out there.
Do not believe them! No one has a crystal ball and can see into the future!
There are too many variables to say which company or life insurance policy is the best! What company has the best underwriting? Who has the best history of performance, guarantees, ratings, riders, and more?
Which of those factors are the most important to help you to decide which of these companies or products is the best to help clients?
Is a Whole Life, with its guarantees better than an Indexed Universal Life, that is tied to the market?
Is Midland National Better than North American? (same company but you get the point) 🙂
We suggest that you be very careful when you say that a company or life insurance policy is the best. Because over the years, there have been a lot of companies and products that were touted as being the very best. However, they are no longer in existence! 2 companies come to mind… Kentucky Central and Executive Life were thought to have the best products out there. But now they are gone.
What Is The Best Life Insurance Policy?
The next problem is that no one knows what company will have the best performing Life Insurance policy over the next 20, 30, or more years. Too many companies come out with a new product every year or so. And then they lower the returns, increase expenses, etc. on their existing products.
Consider, when you sell by price, products, riders, returns, etc… Then there will always be a better-priced life insurance policy… Or a better rider, return, etc. that will beat you. And then you will end up being replaced.
So, you have to decide for yourself who you want to represent! And then what product do you most believe in?
But more important is who will give you the best agent training and support to help clients get the best products for their situation.
Our advice to you is to find a highly rated company… with a good life insurance policy that you can believe in. Because in the long run there is not that much difference in the actual performance of similar products from different companies.
Then you will want to put most of your business through that company. Because the more that a company gets to know you, then the more they will work with you to get the best underwriting for your clients. Plus the more you put with a company, then the higher your compensation will be.
Stop trying to find the best life insurance policy for you to sell! Instead spend your time finding the agent training and support to help your clients to find the money to spend, save, invest, insure and plan wisely for the future. So that they can “Live Debt Free And Truly Wealthy!”
Help your client, so that you will be the trusted advisor that people will want to see! Get the best agent training and support to help your clients! So that people will want to follow your advice no matter what company or product you recommend! And so people will refer you to everyone they know! (Referred Lead System)
If you want that to happen, then It is time for you to get the agent training and support you need to constantly deliver a message of how you help your client!
“Prior to attending IPS’s Bootcamp I was a mess. Chasing one sales system after another and not getting anywhere on a consistent basis. Without having a plan in place I was on the verge of quitting. But, after spending two days with Lew & Alex, I am excited to get back out there and help families. I have received more value in the last 48 hours than I have in the last four years with other training systems. I cannot thank IPS enough for the training. All I can say is if you are considering attending a Bootcamp, just do it. You will not be disappointed. Thank you, Lew & Alex!!!” Faith Johnson, FL (4 years in the business)
Our Trusted Advisor Success Program™ is about you helping middle-income families to find the money to Live Debt Free And Truly Wealthy! So you will help families to get all the life insurance they need to protect their families. While they save for a tax-free income, save for college, create a family bank, etc. (Using cash value life insurance!)
Check out our Trusted Advisor Success Program™! Because you will get 90 days of personal insurance training, coaching, and mentoring… with back-office sales support! All from a team that has been training agents and advisors in how to help clients for over 40 years! First, we will show you how to find and attract your best life insurance leads/prospects. So you set great sales appointments. Then we will show you how to do a complete client fact-find to help clients to identify and want to solve their financial problems. We will also show you how you can help clients find the money! So that they can take action right now! Next, we will show you the best ways for you to present your ideas. So you will take your life insurance and annuity sales career to extraordinary heights like the legends!
Discover The Best Life Insurance Marketing Strategies, Agent Training, And Support To Help Clients!
Inside our Trusted Advisor Success Program™, you will find all the best life insurance marketing strategies laid out for you… in a step-by-step process! Using booklets, free reports, joint ventures, educational workshops, seminars, and more – with all the tools, scripts, invitations, PowerPoints, and more. So you can find and set your best life insurance sales appointments with qualified prospects! Because your ‘special message’ to everyone will be all about how you help middle-income families to find the money to spend, save, invest, insure and plan wisely for the future! So they can “Live Debt Free and Truly Wealthy!”
You will also get the agent training and support you need to learn how to use all the HOT Sales Concepts… Wealth In Motion, Infinite Banking. Missed Fortune, Circle Of Wealth, Wealth Beyond Wall Street, Tax-Free Retirement, etc… All combined into Our Superior Found Money Management Strategy designed to help average people, not just the wealthy!
When will you get the tools, agent training, and support you need to design the best life insurance policy to help your clients? So, that you will double and triple your sales even in this crisis?
When Will You Read Our Book? So You Will Get The Agent Training You Need To Help Clients!
We urge you to take the time to read our 20 Chapter book… ‘Middle American Family’s Guide To Living Debt Free And Truly Wealthy!” Because we give you the complete strategies, on how you can help middle-income families to find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help them to “Live Debt Free and Truly Wealthy!” As a result, you will understand our philosophies, concepts, and techniques by the end of the book. And finally, you will know how you can make a real difference by helping your family, friends, clients, and neighbors get rid of their debt. So they can save for retirement. So that they will have a secure financial future! Book Outline – Get A Digital Copy of Our 20 Chapter Book! Only $18.97, Immediate Download, ORDER Now!
Nothing Will Change Until You Make it Change. It Is Up To You To Get The Agent Training And Support You Need To Design The Best Life Insurance Policy To Help Your Client!