Discover The Benefits Of You Owning Permanent Cash Value Life Insurance!
Dear Friends, As we’ve discussed in previous articles if you want to succeed with selling life insurance (or any product)… Then you must ask questions to help your prospect see and understand the financial problems they are facing… Now and in the future. You must ask questions to get them emotionally involved in the sales process. You must help them to see how the benefits of cash-value life insurance will help them solve their financial problems.
If your prospect does not see they have a problem, then why should they take the time to meet with you, or buy from you? Remember… ‘People buy based on emotions… And then justify their decisions based on logic!’
Once you’ve helped your prospect to identify their problem, they are emotionally involved, and they will want to solve their problem… Then you can provide them with the logical reasons (Benefits) why they may want to use Permanent Cash-Value Life Insurance… As the foundation of their financial plan. (Whole Life, Traditional Universal Life, and Index Universal Life)
Benefits Of You Owning Permanent Cash-Value Life Insurance
Permanent Cash-Value Life Insurance is a very unique and flexible financial planning tool… To help you and your family to achieve real financial independence. Properly structured and properly funded, Cash-Value Life Insurance provides you with these exceptional benefits…
The first and foremost benefit is that Cash-Value Life Insurance provides your family with the money they need in the event of your death! It will replace your lost income, pay off mortgages, and pay off consumer debts. Along with paying any medical expenses and burial expenses as a result of your passing.
The benefit of purchasing cash-value life insurance while you are young… The premiums are low and will remain level throughout your entire life (If properly funded)!
A big benefit of owning a cash-value life insurance policy instead of renting it. You have complete control.
You don’t have to re-qualify for the death benefit protection, as you grow older.
A huge benefit of cash-value life insurance is it is a forced savings plan. It forces you to “Pay Yourself First!” When you understand that a portion of all you earn is yours to keep but not to spend, great wealth won’t be far behind.
Unlike qualified plans, there are no caps (limits) on how much money you can save each year. (You are only limited by the size of the policy.)
Another big benefit of cash-value life insurance is your money accumulates tax deferred.
You have a liquid ‘emergency fund’ for life’s unexpected events.
As the cash values accumulate you are buying and paying for fewer life insurance death benefits.
The cash values can be accessed income tax-free and penalty-free before age 59½.
Because of the disability waiver of premiums and death benefits, Cash-Value life insurance is the only self-completing savings, college funding, and supplemental retirement plan!
Another huge benefit is that Cash-value life insurance is not attachable by creditors.
A big benefit is that cash-value life insurance doesn’t count as an asset when you apply for college financial aid.
By overfunding a cash-value life insurance policy, up to the MEC guidelines, it can become “investment grade life insurance.” (Missed Fortune Concept)
The cash value accumulated in your life insurance policy can provide you with a tax-free income in retirement. (Taking withdrawals up to the cost basis and then borrowing the remainder)
You will have the protection of life insurance in your retirement years, to replace lost pension and social security income for your spouse, at your death. (‘Pension Max’ concept)
Unlike qualified plans and annuities, the death benefits and cash in the cash-value life insurance are transferred income tax-free to your beneficiaries.
Cash-value life insurance generally bypasses probate. (And it is private, no public records)
Cash-value life insurance can be used to pay income taxes on qualified plans and your estate taxes at your death.
Safety – All 50 states have something similar to FDIC for life insurance policies and annuities… Plus, insurance companies must, by law, cover at least 100% of their liabilities with reserves, hence the term “100% legal reserve life insurance company.” There are also regulations as to the percentage that can be held in certain forms of assets. This system has produced a remarkable overall record of solvency and safety.
Guarantees – Only Cash-Value Life Insurance and Annuities guarantee your investment principle and offer you minimum growth guarantees for the life of the contract.
Another big benefit is you can also use Permanent Cash-Value Life Insurance to create your bank… as outlined in the ‘Money for Life’ and ‘Infinite Banking’ concepts.
How Good Is Permanent Cash-Value Life Insurance
According to Barry Van Dyke, (Author of The Pirates of Manhattan) “Cash-value life insurance is one of the most important assets of a bank, particularly America’s large banks.
Banks purchase so much permanent cash-value life insurance, that life insurance of this type has its name BOLI (bank-owned life insurance). Banks own so much BOLI that the banks could be considered life insurance companies unto themselves. According to the Federal Deposit Insurance Corporation (FDIC) and the General Accounting Office (GAO), BOLI is a cornerstone of a bank and one most important assets in the nation’s banking and financial systems.
At the end of 2004, 3,474 of America’s banks owned $65.8 billion of BOLI. At the end of 2006, 4,082 of the nation’s banks owned BOLI. Aggregate cash values of BOLI soared to $106.82 billion, a 62 percent increase over 24 months. At the end of 2007, banks increased total holdings in BOLI to $120.03 billion. The total life insurance (death benefit) to the bank is approximately five times the total cash surrender value.”
There is no question that permanent cash-value life insurance is a ‘safe money’ financial workhorse that has stood the test of time. And as good as it is for banks, permanent cash-value life insurance has more benefits and is even more valuable to families.
Benefits Of Our Insurance Agent Case Reviews and Training for Cash-Value Life Insurance and Annuity Sales Presentations!
The top life insurance agents and financial advisors we train and help with case reviews earn over $1,000,000 per year! While many other agents and advisors who earned $40,000-$60,000 per year in life insurance and annuity sales… now earn $150,000-$350,000 per year. Because these agents got the life insurance and annuity marketing and sales training needed to stop chasing the wealthy! They now help average people find the money to secure their future.
However, the best part for you is that most of these people now work 40 hours or less per week! They have a lot more fun! While they spend a lot more of their time with their family and friends. And, it is because they have learned how to help people find the money to reap the benefits of cash-value life insurance. And not just make a quick life insurance and/or annuity sale! So, now they only need 3-5 new sales appointments per week! And they do most if not all their business within 5-10 miles of their home or office.
“Dear Lew, Jeremy, and Alex, I have been in the financial industry since 1988. I have spent tens of thousands of dollars on training, motivation, and coaching. The total over the last three decades may be in the hundreds of thousands of dollars. I have been a client of IPS for over 3 years. I have never seen the breadth and depth of material that IPS has. They have the right recipe for success. All you have to do is follow it. If you are going to invest in your career, I know of no better investment in yourself, than establishing a relationship with IPS. Do yourself a favor, and develop the courage to change and grow. IPS has incredible information available, but more importantly, they care. They will emotionally invest in you and your career. Most importantly they are good people! All The Best,” R. Spencer Childs – NV (31 years in the business)
“Lew and Jeremy, thank you for all of your hard work and dedication over the years. It has been a great pleasure working with you and your team over the past 8 years. You have provided me with world-class training and support. You have helped me immensely with my newsletters, booklets, PowerPoint presentations, and so much more. The masterminding in the live classes is priceless. Recently I did a seminar with the PowerPoint you helped me customize. I created over $80,000 in commissions from that one seminar and business keeps rolling in. The Found Money Management ™ program that you teach goes hand in hand with what I do. We help clients to dramatically improve their financial situation. Thanks again for all you do. God bless you and the Insurance Pro Shop! Your Friend,” Bill Constain, CFO, RFP – Freedom Wealth Services – FL (34 years in the business)
When Will You Get The Training And Support You Need To Succeed In Selling The Exceptional Benefits Of Cash-Value Life Insurance?
Three ways to get help with agent case reviews and presentations to close more and much larger cash-value life insurance and annuity sales!
Insurance agents or financial advisors can just call Jeremy and set an appointment for a case review. 877-297-4608 We charge $100 per hour for life insurance and/or annuity reviews and sales presentations. Most life insurance and/or annuity case reviews and sales presentations for agents are fairly simple and will take less than one hour.
Is it worth $100 to see if we can turn your case into $3,000 or more in commissions? Call Jeremy to review your next case! 877-297-4608
Trusted Advisor Support Program™… Ongoing Insurance agent case reviews and support, which focuses on evaluating, designing, and presenting your solutions, using your companies. So, you will be the Trusted Advisor who helps families find the money to close more and significantly larger life insurance and/or annuity sales using the Found Money Management ™ strategies, tools, and techniques. The Trusted Advisor support program consists of unlimited agent case reviews and insurance client sales presentations per month.
$399.00 per month… Value $600.00
No Long-Term Commitment, You Can Cancel At Any Time!
Trusted Advisor Mentor Program™… First, you will receive Marketing, Sales Coaching, And Mentoring each week from one of the most respected and successful teams of coaches and mentors in the industry. You will also receive Back Office Sales Support… Including insurance agent case study and reviews, which focuses on evaluating, designing, and presenting your solutions, using your companies. So, you will close more and significantly larger life insurance and/or annuity sales using the Found Money Management ™ strategies, tools, and techniques. Additionally, this program consists of unlimited life insurance and annuity case reviews and agent sales presentations per month.
Only $797 per month… Value $1,629.95
No Long-Term Commitment, You Can Cancel At Any Time!
How To Sell More IULs and Whole Life...
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Our Trusted Advisor Success Program™ (Life insurance marketing and sales success training system)! This is about you learning to specialize in helping middle-income families find the money to Live Debt Free And Truly Wealthy! It is about you helping middle-income families find the money to get all the cash-value life insurance they need to protect their families. While you help them find the money to save for a tax-free retirement, save for college, create a family bank, etc. (Using cash-value life insurance and annuities!)
Check out our Trusted Advisor Success Program™! Because you will get 90 days of personal life insurance agent success training, coaching, and mentoring… with back-office sales support! All from a team of life insurance marketing and sales coaches who have been training agents and advisors for over 40 years to specialize in helping middle-income families find the money! So they can enjoy the benefits of benefits of owning cash-value life insurance. It is how you will earn $250k or more per year selling permanent cash-value life insurance!
You will get the best agent marketing system and training to find and attract your best life insurance sales leads/prospects. Then you will get the best scripts and questioning training to set great insurance sales appointments.
Next, you will get the best insurance fact-finding training to show you how to help middle-income families see and want to solve their immediate money problems. We will also show you how you can help middle-income families find the money so that they can buy cash-value life insurance right now!
Finally, you will learn the best ways for you to present your benefits and solutions to close 9 out of 10 cash-value life insurance sales.
Now you will earn $250K, or more this year selling the benefits of cash-value life insurance and annuities like the Legends.
It is the best marketing and sales training system for agents and advisors to learn how to help middle-income families… To enjoy the outstanding benefits of owning cash-value life insurance!
When Will You Get The Best Life Insurance Marketing System You Need to Specialize In Finding and Attracting Your Best Life Insurance Prospects?
Inside our Trusted Advisor Success Program™, you will find the best life insurance marketing plans, sales strategies, and ideas laid out for you! You will learn the best ways for you to use Joint Ventures; Educational Workshops and Seminars; Booklets and Free Reports; Referred Leads; Social Media; Client Newsletters; Annual Reviews; and more – with all the tools, scripts, and more. Now you can find and attract your best life insurance prospects, set your best sales appointments, and close more sales! Because your ‘specialized marketing message’ to everyone will be all about how you help middle-income families find the money for cash-value life insurance to “Live Debt-Free and Truly Wealthy!”
INCLUDES… The best life insurance marketing, agent sales success training, coaching, and support! It is everything you need to find the money to use all the HOT Cash-Value Life Insurance Sales Concepts… Wealth In Motion, Infinite Banking. Missed Fortune, Circle Of Wealth, Wealth Beyond Wall Street, Tax-Free Retirement, and more… Because they are part of our Trusted Advisor Success Program™. Now you can help middle-income families enjoy the benefits of cash-value life insurance – not just the wealthy!
Includes… Our Found Money Management™ Tool Kit (Life insurance marketing and sales… agent training system),
Includes… Our How To Close 9 Out Of 10 Insurance Sales – Life Insurance Sales… Agent Training Success System And Videos,
Includes… 90 Days of Personal Insurance Agent Success Training, Coaching, and Back-office Sales Support Worth $2,097!
And Includes… Membership to Our Private Site at $29.95 per month after the first month!
When Will You Invest In The Agent Training And Support You Need To Sell the Benefits Of Cash-Value Life Insurance?
When Will You Read Our Book? So You Understand All The Safe Money Benefits Of Using Cash-Value Life Insurance To Help Families.
Middle American Family’s Guide To – Living Debt-Free And Truly Wealthy!
By Lew Nason, LUTCF, CTA, RFC Retired, And Jeremy Nason RFC, CTA
We urge you to take the time to read our 20-chapter book… ‘Middle American Family’s Guide To Living Debt-Free And Truly Wealthy“! Because we give you complete strategies, on how you can help middle-income families find the money to spend, save, invest, insure, and plan wisely for a secure future! So that you can help middle-income families to “Live Debt-Free and Truly Wealthy”! As a result, you will understand our philosophies, concepts, and techniques by the end of the book. And finally, you will know how you can make a real difference… By helping your family, friends, clients, and neighbors get rid of their debt. So they can save for retirement. So that they will have a secure financial future! Book Outline – Get A Digital Copy of Our 20 Chapter Book! Only $18.97, Immediate Download, ORDER Now!
Important Question… Are you in this insurance business just to make sales? Or are you really interested in helping families? Who do you think your insurance prospects want to see? Do they want to meet with an insurance salesperson – or a Trusted Advisor who is doing their best to help them? When will you decide to make a real difference in people’s lives? The more you learn how to help families find the money to take advantage of the benefits of permanent cash-value life insurance… The more you will help yourself and your family! Nothing will change until you decide to take action to make it change!
Get The Life Insurance Marketing And Sales Systems, Tools, Agent Training, And Support You Need To Sell The Benefits Of Cash-Value Life Insurance!