Discover The Benefits Of You Owning Permanent Cash Value Life Insurance!
Dear Friends, As we’ve discussed in previous articles if you want to succeed with selling life insurance (or any product)… Then you must ask questions to help your prospect see and understand the financial problems they are facing… Now and in the future. You must ask questions to get them emotionally involved in the sales process. You must help them to see how the benefits of cash-value life insurance will help them solve their financial problems.
If your prospect does not see they have a problem, then why should they take the time to meet with you, or buy from you? Remember… ‘People buy based on emotions… And then justify their decisions based on logic!’
Once you’ve helped your prospect to identify their problem, they are emotionally involved, and they will want to solve their problem… Then you can provide them with the logical reasons (Benefits) why they may want to use Permanent Cash-Value Life Insurance… As the foundation of their financial plan. (Whole Life, Traditional Universal Life, and Index Universal Life)
Benefits Of You Owning Permanent Cash-Value Life Insurance
Permanent Cash-Value Life Insurance is a very unique and flexible financial planning tool… To help you and your family to achieve real financial independence. Properly structured and properly funded, Cash-Value Life Insurance provides you with these exceptional benefits…
The first and foremost benefit is that Cash-Value Life Insurance provides your family with the money they need in the event of your death! It will replace your lost income, pay off mortgages, and pay off consumer debts. Along with paying any medical expenses and burial expenses as a result of your passing.
The benefit of purchasing cash-value life insurance while you are young… The premiums are low and will remain level throughout your entire life (If properly funded)!
A big benefit of owning a cash-value life insurance policy instead of renting it. You have complete control.
You don’t have to re-qualify for the death benefit protection, as you grow older.
A huge benefit of cash-value life insurance is it is a forced savings plan. It forces you to “Pay Yourself First!” When you understand that a portion of all you earn is yours to keep but not to spend, great wealth won’t be far behind.
Unlike qualified plans, there are no caps (limits) on how much money you can save each year. (You are only limited by the size of the policy.)
Another big benefit of cash-value life insurance is your money accumulates tax deferred.
You have a liquid ‘emergency fund’ for life’s unexpected events.
As the cash values accumulate you are buying and paying for fewer life insurance death benefits.
The cash values can be accessed income tax-free and penalty-free before age 59½.
Because of the disability waiver of premiums and death benefits, Cash-Value life insurance is the only self-completing savings, college funding, and supplemental retirement plan!
Another huge benefit is that Cash-value life insurance is not attachable by creditors.
A big benefit is that cash-value life insurance doesn’t count as an asset when you apply for college financial aid.
By overfunding a cash-value life insurance policy, up to the MEC guidelines, it can become “investment grade life insurance.” (Missed Fortune Concept)
The cash value accumulated in your life insurance policy can provide you with a tax-free income in retirement. (Taking withdrawals up to the cost basis and then borrowing the remainder)
You will have the protection of life insurance in your retirement years, to replace lost pension and social security income for your spouse, at your death. (‘Pension Max’ concept)
Unlike qualified plans and annuities, the death benefits and cash in the cash-value life insurance are transferred income tax-free to your beneficiaries.
Cash-value life insurance generally bypasses probate. (And it is private, no public records)
Cash-value life insurance can be used to pay income taxes on qualified plans and your estate taxes at your death.
Safety – All 50 states have something similar to FDIC for life insurance policies and annuities… Plus, insurance companies must, by law, cover at least 100% of their liabilities with reserves, hence the term “100% legal reserve life insurance company.” There are also regulations as to the percentage that can be held in certain forms of assets. This system has produced a remarkable overall record of solvency and safety.
Guarantees – Only Cash-Value Life Insurance and Annuities guarantee your investment principle and offer you minimum growth guarantees for the life of the contract.
Another big benefit is you can also use Permanent Cash-Value Life Insurance to create your bank… as outlined in the ‘Money for Life’ and ‘Infinite Banking’ concepts.
How Good Is Permanent Cash-Value Life Insurance
According to Barry Van Dyke, (Author of The Pirates of Manhattan) “Cash-value life insurance is one of the most important assets of a bank, particularly America’s large banks.
Banks purchase so much permanent cash-value life insurance, that life insurance of this type has its name BOLI (bank-owned life insurance). Banks own so much BOLI that the banks could be considered life insurance companies unto themselves. According to the Federal Deposit Insurance Corporation (FDIC) and the General Accounting Office (GAO), BOLI is a cornerstone of a bank and one most important assets in the nation’s banking and financial systems.
At the end of 2004, 3,474 of America’s banks owned $65.8 billion of BOLI. At the end of 2006, 4,082 of the nation’s banks owned BOLI. Aggregate cash values of BOLI soared to $106.82 billion, a 62 percent increase over 24 months. At the end of 2007, banks increased total holdings in BOLI to $120.03 billion. The total life insurance (death benefit) to the bank is approximately five times the total cash surrender value.”
There is no question that permanent cash-value life insurance is a ‘safe money’ financial workhorse that has stood the test of time. And as good as it is for banks, permanent cash-value life insurance has more benefits and is even more valuable to families.
Benefits Of Our Insurance Agent Case Reviews and Training for Cash-Value Life Insurance and Annuity Sales Presentations!
The top life insurance agents and financial advisors we train and help with case reviews earn over $1,000,000 per year! While many other agents and advisors who earned $40,000-$60,000 per year in life insurance and annuity sales… now earn $150,000-$350,000 per year. Because these agents got the life insurance and annuity marketing and sales training needed to stop chasing the wealthy! They now help average people find the money to secure their future.
However, the best part for you is that most of these people now work 40 hours or less per week! They have a lot more fun! While they spend a lot more of their time with their family and friends. And, it is because they have learned how to help people find the money to reap the benefits of cash-value life insurance. And not just make a quick life insurance and/or annuity sale! So, now they only need 3-5 new sales appointments per week! And they do most if not all their business within 5-10 miles of their home or office.
“Dear Lew, Jeremy, and Alex, I have been in the financial industry since 1988. I have spent tens of thousands of dollars on training, motivation, and coaching. The total over the last three decades may be in the hundreds of thousands of dollars. I have been a client of IPS for over 3 years. I have never seen the breadth and depth of material that IPS has. They have the right recipe for success. All you have to do is follow it. If you are going to invest in your career, I know of no better investment in yourself, than establishing a relationship with IPS. Do yourself a favor, and develop the courage to change and grow. IPS has incredible information available, but more importantly, they care. They will emotionally invest in you and your career. Most importantly they are good people! All The Best,” R. Spencer Childs – NV (31 years in the business)
“Lew and Jeremy, thank you for all of your hard work and dedication over the years. It has been a great pleasure working with you and your team over the past 8 years. You have provided me with world-class training and support. You have helped me immensely with my newsletters, booklets, PowerPoint presentations, and so much more. The masterminding in the live classes is priceless. Recently I did a seminar with the PowerPoint you helped me customize. I created over $80,000 in commissions from that one seminar and business keeps rolling in. The Found Money Management ™ program that you teach goes hand in hand with what I do. We help clients to dramatically improve their financial situation. Thanks again for all you do. God bless you and the Insurance Pro Shop! Your Friend,” Bill Constain, CFO, RFP – Freedom Wealth Services – FL (34 years in the business)
When Will You Get The Training And Support You Need To Succeed In Selling The Exceptional Benefits Of Cash-Value Life Insurance?
Three ways to get help with agent case reviews and presentations to close more and much larger cash-value life insurance and annuity sales!
Insurance agents or financial advisors can just call Jeremy and set an appointment for a case review. 877-297-4608 We charge $100 per hour for life insurance and/or annuity reviews and sales presentations. Most life insurance and/or annuity case reviews and sales presentations for agents are fairly simple and will take less than one hour.
Is it worth $100 to see if we can turn your case into $3,000 or more in commissions? Call Jeremy to review your next case! 877-297-4608
Platinum Insurance Agent Coaching And Sales Support Package
Trusted Advisor Support Program™… Ongoing Insurance agent case reviews and support, which focuses on evaluating, designing, and presenting your solutions, using your companies. So, you will be the Trusted Advisor who helps families find the money to close more and significantly larger life insurance and/or annuity sales using the Found Money Management ™ strategies, tools, and techniques. The Trusted Advisor support program consists of unlimited agent case reviews and insurance client sales presentations per month.
$399.00 per month… Value $600.00
No Long-Term Commitment, You Can Cancel At Any Time!
Diamond Insurance Agent Coaching and Sales Support Package
Trusted Advisor Mentor Program™… First, you will receive Marketing, Sales Coaching, And Mentoring each week from one of the most respected and successful teams of coaches and mentors in the industry. You will also receive Back Office Sales Support… Including insurance agent case study and reviews, which focuses on evaluating, designing, and presenting your solutions, using your companies. So, you will close more and significantly larger life insurance and/or annuity sales using the Found Money Management ™ strategies, tools, and techniques. Additionally, this program consists of unlimited life insurance and annuity case reviews and agent sales presentations per month.
Only $797 per month… Value $1,629.95
No Long-Term Commitment, You Can Cancel At Any Time!
When Will You Invest In The Agent Training And Support You Need To Sell the Benefits Of Cash-Value Life Insurance?
Whatever the reason is for you not making the sales income you want selling life insurance! We will help you to fix it! So where do you want to go from here? Will you be our next agent success story? Call us now so we can help you decide which of our training and coaching programs is the right one for you to increase your sales and income selling insurance! 877-297-4608
When are you going to get the system and tools, with the 3 months of one-on-one agent training, coaching, and sales support you need to help middle-income families find the money to spend, save, invest, insure, and plan wisely for the future to “Live Debt Free and Truly Wealthy?” So you will be one of the top agents successfully selling life insurance!
Harness The Power of Found Money Management!
Do you want to work in an Untapped Market with the Best Life Insurance Prospects?
Do you want to know the secrets to finding and closing more IUL & Whole Life Sales in the next 30-60 days?
Do you want to learn how to Find The Money, So, you can generate premiums from $4K to $12K CONSISTENTLY per case?
Do you want to use all the HOT Sales Concepts like Wealth In Motion, Infinite Banking, Missed Fortune, Circle Of Wealth, and Tax-Free Retirement?
Then Claim Your Copy of:
'Advisor's Guide To Found Money Management™'
Trusted Advisor Success Program™
Revealed… The Only 90-day One-On-One Insurance Agent Training, Coaching, And Sales Support Program To Learn How To Help Families! So You Sell Life Insurance And Annuities Like The Legends!
Our Trusted Advisor Success Program™ (Life insurance marketing and sales success training system)! This is about you learning to specialize in helping middle-income families find the money to Live Debt Free And Truly Wealthy! It is about you helping middle-income families find the money to get all the cash-value life insurance they need to protect their families. While you help them find the money to save for a tax-free retirement, save for college, create a family bank, etc. (Using cash-value life insurance and annuities!)
Check out our Trusted Advisor Success Program™! Because you will get 90 days of personal life insurance agent success training, coaching, and mentoring… with back-office sales support! From a team of life insurance marketing and sales coaches who have trained agents and advisors for over 40 years to specialize in helping middle-income families find the money! So they can enjoy the benefits of benefits of owning cash-value life insurance. It is how you will earn $250k or more per year selling permanent cash-value life insurance!
You will get the best agent marketing system and training to find and attract your best life insurance sales leads/prospects. Then you will get the best scripts and questioning training to set great insurance sales appointments.
Next, you will get the best insurance fact-finding training to show you how to help middle-income families see and want to solve their immediate money problems. We will also show you how you can help middle-income families find the money… So they can buy cash-value life insurance right now!
Finally, you will learn the best ways for you to present your benefits and solutions to close 9 out of 10 cash-value life insurance sales.
Now you will earn $250K, or more this year selling the benefits of cash-value life insurance and annuities like the Legends.
It is the best marketing and sales training system for agents and advisors to learn how to help middle-income families… To enjoy the outstanding benefits of owning cash-value life insurance!
When Will You Get The Best Life Insurance Marketing System You Need to Specialize In Finding and Attracting Your Best Life Insurance Prospects?
Inside our Trusted Advisor Success Program™, you will find the best life insurance marketing plans, sales strategies, and ideas laid out for you! You will learn the best ways for you to use Joint Ventures; Educational Workshops and Seminars; Booklets and Free Reports; Referred Leads; Social Media; Client Newsletters; Annual Reviews; and more – with all the tools, scripts, and more. Now you can find and attract your best life insurance prospects, set your best sales appointments, and close more sales! Because your ‘specialized marketing message’ to everyone will be all about how you help middle-income families find the money for cash-value life insurance to “Live Debt-Free and Truly Wealthy!”
INCLUDES… The best life insurance marketing, agent sales success training, coaching, and support! It is everything you need to find the money to use all the HOT Cash-Value Life Insurance Sales Concepts… Wealth In Motion, Infinite Banking. Missed Fortune, Circle Of Wealth, Wealth Beyond Wall Street, Tax-Free Retirement, and more… Because they are part of our Trusted Advisor Success Program™. Now you can help middle-income families enjoy the benefits of cash-value life insurance – not just the wealthy!
Includes… Our Found Money Management™ Tool Kit (Life insurance marketing and sales… agent training system),
Includes… Our How To Close 9 Out Of 10 Insurance Sales – Life Insurance Sales… Agent Training Success System And Videos,
Includes… 90 Days of Personal Insurance Agent Success Training, Coaching, and Back-office Sales Support Worth $2,097!
And Includes… Membership to Our Private Site at $39.95 per month after the first month!
When will you follow the ‘Top Producers’ to be a successful agent or advisor selling life insurance?
Let’s keep this simple. Most agents (90%) struggle to earn a decent net income after expenses. They take the easy way and follow what the herd does – buying insurance leads, buying the next hot sales system, software, etc. They are spending thousands of dollars each year.
However, the top 10% of successful agents do not buy leads, do not buy the next hot sales system, software, etc. Instead, they invest in the training and coaching they need to take charge and grow their insurance agency. They invest in the training, coaching, and support they need to help people and make a difference. Accordingly, they stand out from the crowd. They are seen as experts and draw prospects to their insurance agency.
Consider… The top agents and advisors we train and coach earn over a million dollars annually selling life insurance, annuities, investments, and their services. While thousands of agents and advisors who earned $30,000 – $50,000 per year, within a year now earn $100,000 – $200,000! And their income keeps growing as they become the Trusted Advisor people want to see! Why! Because when you learn how to help prospects find the money to get all the life insurance they need, the average case is $3,000 – $7,000 in commissions!
IPS Mini-University In Insurance Marketing And Sales
*** Not Sure Where To Start… Discover The Benefits Of Owning Permanent Cash Value Life Insurance! ***
Insurance Marketing and Sales Resource Center™
Only $39.95 per month for the life of your membership – immediate online access!
Become an IPS Member today to check out the most affordable and effective insurance agent – marketing ideas and sales training – with live coaching!
In December 1999, we created the Insurance Marketing and Sales Resource Center because of the serious lack of marketing and sales training for financial professionals. There is a 95% FAILURE rate of new agents entering financial sales and most agents who survive struggle to make a mediocre income. It is because most agents are being taught to sell products – instead of learning how to help middle-income families find the money to get out of debt and save for their future. Our goal is to provide an affordable way for agents to get all the training they need to guarantee they will succeed and earn a superior income by helping middle-income families find the money to save for retirement to “Live Debt-Free And Truly Wealthy”!
Over the past 20-plus years, our family has helped thousands of agents and advisors increase their sales in a few weeks to earn $3,000 – $7,000 per week, $150,000, and more annually! By becoming members of our Insurance Marketing and Sales Resource Center. It is only $39.95 per month and you can cancel anytime. Check it out, because it has detailed insurance marketing strategies to attract the best prospects in your area, with many hours of agent video training. It also has in-depth appointment setting and insurance sales training, with even more agent video training… including the sales appointment scripts, fact-finding questions, and more. We also have live weekly insurance agent training webinars.
We are always here to help and guide you every step of the way to find your best prospects, and set appointments to succeed in selling more life insurance and annuities!
Here Is What Our Members And Experts Say About Our Affordable Insurance Agent Training!
“After just reading the first page of Insurance Pro Shop Marketing 101. I learned that I need a new business card, a new tag line and new phone line. That’s just from page 1. Then I asked Jeremy about Final Expense and he said stay away from it. He gave me the reasons why. He also told me never buy a lead. I learned more from him in 3 short 2 minute questions that I learned in the last six years. He has a very calming personality and helps you in any way he can.
I am blessed to have come upon Insurance Pro Shop. Jeremy is a delight and never gets irritated in the slightest and always calls you back. I am very fortunate to have met him at this junction in my life and career. Thank you for giving me the direction and patience I need now.” Neal Merems – CA (34 years in the business)
“Thanks Jeremy! I spent a good three hours reading the material under the membership mini-university (Insurance Marketing and Sales Resource Center) last night and I must say that I learned more last night then I have since entering the business nearly 3 years ago! I think your program will tremendously help my father and I in our business! Thanks,” Bryan Grissum – MO (5 years in the business)
“Just wanted to drop you a quick note about your webinars. Your webinar content has been FANTASTIC! You help to “cut through” to the heart of what’s most important, in order to do an accurate and great job for the client. Sure, you often run past the 1 hour mark, but it’s always been valuable content. IPS always delivers! Everyone who is a student of the life and annuity insurance business needs to hire you to be their teachers for insurance and financial planning. You keep doing what you’re doing. You’re filling a vital need in the insurance training industry. We’re all lucky to have you and your family serving the industry the way you do.” David H. Kinder, ChFC® – CA (11 years in the business)
“Will, thank you so much for adding the Trusted Advisor videos to the Private Member site. (Insurance Marketing and Sales Resource Center) I have watched the videos several times so far. Please continue to add great videos like those to the Private Member site. Best, Ric” Ric Komarek, RFC® – CA (7 years in the business)
Insurance Marketing and Sales Resource Center™
Only $39.95 per month for the life of your membership – immediate online access!
What Are You Waiting For – Get Our Affordable Online Live Weekly Group Training And Coaching Webinars For Insurance Agents and Financial Advisors!
Are you a seasoned financial advisor, a new insurance agent, or a P&C agent? You need training and coaching to learn these critical and fundamental insurance marketing, exclusive leads, and sales strategies right now! They are not an option if you want to be a Trusted Advisor and be ultra-successful in insurance sales.
This training is how you will learn to send a “special marketing message” about how you help middle-income families Find The Money for a secure financial future! Following our program you will easily attract exclusive insurance leads/prospects in your community! NO more leads to buy! No more traveling all over your county and state. Save time and thousands of dollars each year!
Then learn how to ask the right questions to set appointments with almost everyone you call. You will set more and your best insurance sales appointments! Because they are better quality, you will also need fewer insurance sales appointments, and they will all be in your local area! Save time and thousands of dollars each year!
Then learn how to help middle-income families Find The Money to close more and larger sales! The average insurance commission per sale when you help middle-income families Find The Money is $3,000 to $7,000 in commissions.
This is just the start of the life insurance marketing and sales agent training, courses, tools, strategies, and videos you will also get… When you decide to be an elite member of our IPS private life insurance marketing strategies and sales training website.
INCLUDES… 4 Live Hour Long Weekly Insurance Agent Coaching Webinars each month – Live Group Coaching – Case Design Classes – with Insurance Marketing, Prospecting, And Sales Training Tips and Strategies! You will have immediate access to all of our Past Live Insurance Agent Coaching Webinars!
There are many benefits to insurance agent sales training, coaching, and support! 80% of insurance agents who receive insurance marketing training, coaching, and sales support report increased self-confidence. The more confident you are in your ability to help middle-income families, then the more people will want your help.
Finding The Best Life Insurance Leads, Setting Insurance Appointments, And Closing More and Larger Sales Is Easy… When You Get The Best Agent Training And Live Agent Coaching From A Family Who Have Been Training Agents And Advisors For Over 40 Years!
Become An IPS Member today to check out our agent marketing and sales training life insurance programs! Find the best leads and sales appointments to help middle-income families!
30-Day ‘Risk-Free’ Trial, 100% Money Back Guarantee!
Note: We have agents from around the world who are members of our affordable, IPS Exclusive Members-Only Website… And use our life insurance and annuity marketing systems, sales systems, tools kit, and personal agent and advisor training program – Canada, the United Kingdom, Indonesia, India, and the Philippines!
When Will Take Control Of Your Life – To Succeed In Selling Insurance!
Stop putting it off! When you can get the insurance marketing systems, sales training, and agent support you need to succeed in insurance sales!
IPS Personalized Client Newsletters – Free Personalization
Do you want a stream of your ideal insurance clients and exclusive leads? Do you want to make it easier for you to set appointments and close the most life insurance sales? Then, make sure that your name and special insurance marketing message about how you are helping middle-income families are out there! So you are always in front of your ideal prospects.
Your client newsletter is critical to staying in touch with prospects, friends, family, and clients. It is also a key to more repeat sales and referrals (exclusive leads) from your current clients. So it is a huge key to you being a successful insurance agent!
Remember, ‘Out Of Sight, Out Of Mind’ is a deadly mistake for advisors. Why would your clients, friends, family, neighbors, or prospects call you when they need your help? Or when they are ready to buy. Since they never hear from you, don’t remember you, or know how you help middle-income families! And, then why would they refer people to you?
Are You Asking Your Clients Enough Insurance Sales Questions? Only $39.95
By Lew Nason, LUTCF, CTA, RFC Retired, And Jeremy Nason RFC, CTA
One of the recurring topics we write about each week… and talk about daily is asking your insurance prospects the right probing questions. And then ask your insurance prospects enough sales questions! That is because asking your prospects the right probing questions is one of, if not the biggest key to your success in selling insurance. Accordingly, agents have asked us for a complete list of probing sales questions to use with their insurance prospects! As a result, we have compiled a list of all of our favorite insurance sales questions. And we put them all into our limited edition e-book… Are You Asking Enough Insurance Sales Questions? In this 24-page guide, you will find our goldmine of probing questions you should ask your prospects to set appointments and close insurance ales. More Details! Immediate Download… Order Now!
A huge key to finding and attracting exclusive leads, setting better appointments, closing sales, increasing your income, and successfully selling life insurance annuities and your services is and always will be getting the agent training to ask enough of the right sales questions!
“The key to a life insurance sale is an interview, and the key to an interview is a disturbing question.”
When Will You Read Our Book? So You Understand All The Safe Money Benefits Of Using Cash-Value Life Insurance To Help Families.
Middle American Family’s Guide To – Living Debt-Free And Truly Wealthy!
By Lew Nason, LUTCF, CTA, RFC Retired, And Jeremy Nason RFC, CTA
We urge you to take the time to read our 20-chapter book… Middle American Family Guide To Living Debt-Free And Truly Wealthy! Because we give you complete strategies… To help middle-income families find the money to spend, save, invest, insure, and plan wisely for a secure future! So you can help them “Live Debt-free and Truly Wealthy”! As a result, you will understand our philosophies and techniques by the end of the book. Finally, you will know how you can make a real difference… Helping your family, friends, clients, and neighbors to get rid of their debt. So they can save for retirement. So that they will have a secure financial future! Book Outline – Get A Digital Copy of Our 20 Chapter Book! Only $18.97, Immediate Download, ORDER Now!
Important Question… Are you in this insurance business to make sales? Or are you interested in helping families? Who do you think insurance prospects want to see? Do they want to meet with an insurance salesperson – or a Trusted Advisor who does their best to help them? When will you decide to make a real difference in people’s lives? The more personal insurance agent training, coaching, and sales support you get to learn how to successfully help families find the money… for a secure financial future. Then the more you will learn how to help yourself and your family! Nothing will change until you decide to take action to make it change!
Get The Life Insurance Marketing And Sales Systems, Tools, Agent Training, And Support You Need To Sell The Benefits Of Cash-Value Life Insurance!
The Secret To Success Selling Insurance – Learn To Ask Your Prospects More And Better Questions!
How To Guarantee Your Sales Career Success Selling Life Insurance!
